MacDonald Accounting Services

Financial Coaching

Financial Coaching and help with life stages


How Financial Coaching can help you & your family

Do you ever have trouble making ends meet?  Are you overwhelmed with monthly bills or collection calls?  Are you trying to save for your children's college?  Would you like to stop renting and own your own home?  Are you having a financial crisis? Do you want to do a better job providing for your family?  

Sometimes we all need help with our finances, either personal or business.  Financial coaching may be a step in the right direction.  As a Ramsey Preferred Financial Coach, I can tailor a program to meet you specific needs and goals. We do not sell any financial products, ever.  What we offer is informed guidance, coaching, and hope.

I was recently featured as a Preferred Coach on Dave Ramsey’s national blog! Read about it here:

Photo by SIphotography/iStock / Getty Images

Photo by SIphotography/iStock / Getty Images

Meeting your monthly bills - eliminate debt - build a working budget

Probably the most common financial challenge is paying all your bills.  Perhaps you have multiple credit cards, car loans and other borrowings and even the minimum payments are just too much for your paycheck to handle.  What if you could actually get out of debt?  What would that do for your stress level and your family?  Believe it or not, getting out of debt IS possible; you just need a plan (called a budget), time, and the desire to do it.  

Emergency fund.jpg


Another common challenge in our daily lives is the financial emergencies that seem to hit us just when we least expect them.  They might be medical issues that require large co-payments and deductibles; perhaps a failing water heater or home appliance; sometimes a loved one needs help; the list goes on and on.  How in the world can you manage the emergencies in daily life when you are struggling paycheck to paycheck, often because of debt?  Everyone should have an emergency fund of 3 to 6 months of expenses set aside -- you'll sleep better and be prepared when the emergency comes, as they always do come.   An important part of your financial plan is dealing with those emergencies.

Photo by gustavofrazao/iStock / Getty Images

Photo by gustavofrazao/iStock / Getty Images

establish a plan for retirement - college - saving for a dream

Beyond making our monthly bills and covering emergencies, most of us have dreams -- these could be retiring with dignity, a destination vacation, owning a special car, or putting our children through college, or establishing a foundation to give to a cherished charity.  Financial coaching can help you make your dreams happen.